The Desired Dream of Owning Your Own Home

Greetings Community! 

Let’s begin with the “desired dream” of owning your own home.  When this becomes a reality, it will begin a family legacy for the future.  

So your first notion should be to communicate with some of your local financial institutions. Of course you may have a relationship with your own bank.  Begin a conversation with them about the process of getting pre~approved to begin the home purchase.  

A Loan Officer / Loan Originator will be ready to schedule a  one~on~one appointment with you.  

During the interview feel free to ask questions on what is required. 
Here are some necessary items to assemble in advance: Employment information ,W2 form, current pay stubs, Self employed provide 1099 Form, two years of recent Income tax returns, Pension, Survivor and Social Security benefits and Child support

Again all forms of income must be verifiable, in order to be considered as supportable  income.   Upon getting pre~approved, you will receive a disclosure of the approval in writing.  The approval will include your amount of eligibility.  

Next ,begin to inquire with others as a referral for an experienced Licensed Real Estate Salesperson.  You can also contact a real estate office for more guidance on your selection.  The Agent will require the pre~approval in advance of viewing homes.     

Both parties will be able to select homes within the acceptable amounts.  Taking these steps will be worthwhile, as you begin your “Home Search Journey”     

Be safe and stay focused~

Hawwao Wajed / Real Estate Salesperson~Notary 

askhawa@kw.com  716~867~4377 Cell    

Keller Williams Realty / Buffalo NT